How to check pf balance || Check PF balance online

 

How to check PF account balance

Provident Fund (PF) is a retirement savings scheme in India that is aimed at providing financial security to employees after their retirement. The scheme is managed by the Employees' Provident Fund Organisation (EPFO), which is a statutory body under the Ministry of Labour and Employment, Government of India. If you are a member of the PF scheme, it is essential to keep track of your PF balance regularly. In this article, we will guide you on how to check your PF balance.

Why is it important to check your PF balance?

The primary objective of the PF scheme is to provide financial security to employees after their retirement. To achieve this objective, employees and their employers make regular contributions to the PF account. The amount contributed by the employee and the employer is credited to the PF account and earns interest over time. Hence, it is essential to keep track of your PF balance to know the amount of money you have saved for your retirement.

Moreover, checking your PF balance regularly also helps you to detect any discrepancies or errors in your PF account, such as incorrect contributions, missing contributions, or delayed payments. Detecting such errors early can help you to rectify them quickly and avoid any issues in the future.

How to check your PF balance?

There are several ways to check your PF balance, such as through the EPFO portal, UMANG app, missed call service, and SMS service. Let's look at each of these methods in detail.

Method 1: EPFO Portal

The EPFO portal is the official website of the EPFO, where members can access their PF account details, including their PF balance. To check your PF balance through the EPFO portal, follow these steps:

Step 1: Visit the EPFO portal at https://www.epfindia.gov.in/site_en/index.php.

Step 2: Click on the 'For Employees' tab on the home page.

Step 3: Click on the 'Member Passbook' option from the drop-down menu.

Step 4: Login to your PF account using your Universal Account Number (UAN) and password.

Step 5: Once you are logged in, you will be able to view your PF account details, including your PF balance.

Method 2: UMANG App

UMANG (Unified Mobile Application for New-age Governance) is a mobile app launched by the Government of India to provide a unified platform for various government services. To check your PF balance through the UMANG app, follow these steps:

Step 1: Download the UMANG app from the Google Play Store or Apple App Store.

Step 2: Register on the app using your mobile number.

Step 3: Click on the 'EPFO' option on the home page.

Step 4: Click on the 'Employee Centric Services' option.

Step 5: Login to your PF account using your UAN and password.

Step 6: Once you are logged in, you will be able to view your PF account details, including your PF balance.

Method 3: Missed Call Service

The missed call service is a convenient way to check your PF balance without the need for internet connectivity or a smartphone. To use this service, you need to register your mobile number with the EPFO. Once your mobile number is registered, you can check your PF balance by giving a missed call to the EPFO's designated number. Follow these steps to check your PF balance through the missed call service:

Step 1: Register your mobile number with the EPFO by visiting the EPFO portal and clicking on the 'Activate UAN' option.

Step 2: Give a missed call to 011-22901406 from your registered mobile number.

Step 3: Wait for a few seconds, and you will receive an SMS with your PF balance details.